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Certificate of Deposits and IRAs

You work hard for your money - make your money work hard for you. Stop by First Century Bank and let us help you decide which investment plan best fits your needs.

Certificate of Deposit

Individual Retirement Account

  • Competitive Fixed Rates
  • Terms ranging from 91 days to 5 years
  • Automatic Renewal Available

Get peace of mind with an FDIC insured CD and guaranteed rate of return on your money so when you find that great interest rate, you don't have to let it go. When you invest in a fixed-term CD, your interest rate is guaranteed for the entire term of the account.

A CD is an excellent way to earn higher yields when you don't need day-to-day access to your money. Let us help you set up a term that fits your needs today!

Interest Payment Options

  • Add back interest to your CD, so your interest can earn interest
  • Automatically deposit into a checking, savings, or money market account
  • Interest may be paid Monthly, Quarterly, Semi-Annually, or Annually
*Federal Regulation requires a penalty for early withdrawal.

IRAs are accounts that can provide tax benefits to individuals and help in saving for retirement. No one can predict the future, but you can start ensuring a brighter retirement by investing in an IRA from First Century Bank. Our staff can help make sure you set up the IRA that is just right, and take advantage of smart financial strategies that make the most of your money!

  • Traditional IRA
  • Roth IRA
  • Competitive Interest Rates
  • Terms from 18 months to 48 months
  • Possible tax advantages (Consult your tax advisor)
*Consult your tax advisor. Money not used for qualified educational expenses may be taxed and is subject to a 10% penalty.